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Illustrating a freelancer researching an umbrella company comparison on a laptop and notebook.
Freelancer ManagementAugust 3, 2026

Umbrella company comparison: How to choose the right provider

You've decided to work through an umbrella company. The next logical question is "which one?". But if you go looking for the answers online, you'll find lists that tell you who exists but not what separates a provider that supports your career from one that runs your payroll, charges its fee, and leaves you to figure everything else out.

Visualising umbrella company mortgage planning using house models, keys, and financial documents
How it worksAugust 4, 2026

Umbrella company mortgage: How to borrow what you earn

Your umbrella company should not stop you from getting a mortgage, but it can affect how much a lender thinks you earn. Here’s how umbrella income is assessed, why your payslip may work against you, and how to present a stronger borrowing profile.

Contractor working remotely from a beach illustrating umbrella company holiday pay.
How it worksAugust 3, 2026

A contractor's guide to umbrella company holiday pay

Holiday pay is not extra money added to your contractor rate. It comes from what you bill, and how it is calculated, saved, or paid out depends on the country and your employment contract. Here’s what to expect before you take time off.

Illustrating umbrella company expenses with tax documents, calculator, envelopes, and coffee.
Freelancer ManagementAugust 3, 2026

What can you claim from umbrella company expenses?

Business expenses can make a real difference to your freelance income, but what you can claim depends heavily on where you work. Here’s how umbrella company expenses are handled across Europe, which costs may qualify, and where the rules become more restrictive.

Visualising an open passport with visa stamps for digital nomad visa France options
Freelancer ManagementAugust 4, 2026

Digital nomad visa France: what are your options?

France may not offer a dedicated digital nomad visa, but that does not mean remote work is off the table. Here’s how the available visa routes differ, which one fits your work, and what changed in 2026.

Illustrating eor vs umbrella company through a freelancer meeting with a hiring manager.
Freelancer ManagementAugust 3, 2026

EOR vs umbrella company: what’s better for freelancers?

EORs and umbrella companies may look similar, but they serve different people and offer different levels of control, continuity, and protection. Here’s how the two models compare and what freelancers should check before signing a contract.

Person researching contractor employment rights while writing notes beside a laptop
Freelancer ManagementAugust 3, 2026

Contractor employment rights: country-by-country breakdown

Contractor rights can look completely different depending on where you work. Here’s how sick pay, pensions, leave, unemployment protection, and reclassification rules compare across key freelance markets.

Hand holding euro banknotes illustrating umbrella company fees and payroll deductions
Freelancer ManagementJuly 22, 2026

Umbrella company fees: What you're paying (and where the money goes)

Umbrella company fees are only part of the story. Learn where your money really goes, from management fees and social contributions to hidden charges, and discover what to compare before choosing an umbrella company.

Freelancer comparing umbrella company vs limited company while working from home
Freelancer ManagementAugust 4, 2026

Umbrella company vs limited company: Why your choice matters

Choosing between an umbrella company and a limited company can shape how much you earn, how much admin you handle, and how much control you keep. Here’s how the two options compare and which one may suit your freelance career best.