Hightekers Blog

Umbrella company comparison: How to choose the right provider
You've decided to work through an umbrella company. The next logical question is "which one?". But if you go looking for the answers online, you'll find lists that tell you who exists but not what separates a provider that supports your career from one that runs your payroll, charges its fee, and leaves you to figure everything else out.

Umbrella company mortgage: How to borrow what you earn
Your umbrella company should not stop you from getting a mortgage, but it can affect how much a lender thinks you earn. Here’s how umbrella income is assessed, why your payslip may work against you, and how to present a stronger borrowing profile.

A contractor's guide to umbrella company holiday pay
Holiday pay is not extra money added to your contractor rate. It comes from what you bill, and how it is calculated, saved, or paid out depends on the country and your employment contract. Here’s what to expect before you take time off.

What can you claim from umbrella company expenses?
Business expenses can make a real difference to your freelance income, but what you can claim depends heavily on where you work. Here’s how umbrella company expenses are handled across Europe, which costs may qualify, and where the rules become more restrictive.

Digital nomad visa France: what are your options?
France may not offer a dedicated digital nomad visa, but that does not mean remote work is off the table. Here’s how the available visa routes differ, which one fits your work, and what changed in 2026.

EOR vs umbrella company: what’s better for freelancers?
EORs and umbrella companies may look similar, but they serve different people and offer different levels of control, continuity, and protection. Here’s how the two models compare and what freelancers should check before signing a contract.

Contractor employment rights: country-by-country breakdown
Contractor rights can look completely different depending on where you work. Here’s how sick pay, pensions, leave, unemployment protection, and reclassification rules compare across key freelance markets.

Umbrella company fees: What you're paying (and where the money goes)
Umbrella company fees are only part of the story. Learn where your money really goes, from management fees and social contributions to hidden charges, and discover what to compare before choosing an umbrella company.

Umbrella company vs limited company: Why your choice matters
Choosing between an umbrella company and a limited company can shape how much you earn, how much admin you handle, and how much control you keep. Here’s how the two options compare and which one may suit your freelance career best.
