Hightekers Blog

Belgium expat tax regime for inbound taxpayers
Belgium’s tax burden on salaries is among the highest in Europe, yet Belgium also offers one of the most generous regimes for people recruited from abroad. How does that regime work, who is it for, and why does its most quoted percentage tell only part of the story?

New rules for residency in Spain: the four key changes
Spain replaced its entire immigration regulation in 2025, and its Supreme Court removed one of the rules that used to sit inside it. Here is what applies if you are planning a move, and how much time you can now spend working elsewhere.

Umbrella company pension contributions: what builds your pension
Freelancing through an umbrella company can help you build a pension without managing every contribution yourself. Here's how mandatory pension payments work, what your employer contributes, and how the rules differ across the main European markets.

Best countries to move to from UK as a skilled freelancer
Six markets, compared on the things that decide what a skilled freelancer keeps and what they're entitled to. Here's how each one treats your income, contributions, and legal standing once you become a resident.

Belgium digital nomad visa: Freelancing in Belgium legally
Thousands of remote professionals already live and work in Belgium legally, but do any of them use a digital nomad visa? Here is how freelancers get authorized to work in Belgium, and which rules apply once you're the one signing the lease.

Best countries to work remotely in Europe as a freelancer
Five European markets compared on visa routes, tax position, and the social security rules that decide whether a remote setup gets through its first full year.

Self-employed social security Belgium: rates and coverage
Belgian social contributions are one of the few costs of freelancing billed on set dates: four deadlines a year, for an amount your fund sets in advance. Here is what you owe, why the amount often doesn't match your current income, and what changes under an employment contract instead.

Umbrella company comparison: How to choose the right provider
You've decided to work through an umbrella company. The next logical question is "which one?". But if you go looking for the answers online, you'll find lists that tell you who exists but not what separates a provider that supports your career from one that runs your payroll, charges its fee, and leaves you to figure everything else out.

Umbrella company mortgage: How to borrow what you earn
Your umbrella company should not stop you from getting a mortgage, but it can affect how much a lender thinks you earn. Here’s how umbrella income is assessed, why your payslip may work against you, and how to present a stronger borrowing profile.

A contractor's guide to umbrella company holiday pay
Holiday pay is not extra money added to your contractor rate. It comes from what you bill, and how it is calculated, saved, or paid out depends on the country and your employment contract. Here’s what to expect before you take time off.

What can you claim from umbrella company expenses?
Business expenses can make a real difference to your freelance income, but what you can claim depends heavily on where you work. Here’s how umbrella company expenses are handled across Europe, which costs may qualify, and where the rules become more restrictive.

Digital nomad visa France: what are your options?
France may not offer a dedicated digital nomad visa, but that does not mean remote work is off the table. Here’s how the available visa routes differ, which one fits your work, and what changed in 2026.

EOR vs umbrella company: what’s better for freelancers?
EORs and umbrella companies may look similar, but they serve different people and offer different levels of control, continuity, and protection. Here’s how the two models compare and what freelancers should check before signing a contract.

Contractor employment rights: country-by-country breakdown
Contractor rights can look completely different depending on where you work. Here’s how sick pay, pensions, leave, unemployment protection, and reclassification rules compare across key freelance markets.

Umbrella company fees: What you're paying (and where the money goes)
Umbrella company fees are only part of the story. Learn where your money really goes, from management fees and social contributions to hidden charges, and discover what to compare before choosing an umbrella company.

Umbrella company vs limited company: Why your choice matters
Choosing between an umbrella company and a limited company can shape how much you earn, how much admin you handle, and how much control you keep. Here’s how the two options compare and which one may suit your freelance career best.

The UK-Spain double tax treaty: A freelancer's guide
Moving between the UK and Spain can leave you wondering which country gets to tax your freelance income. Here’s how the double tax treaty works, how residence is decided, and what to do to avoid paying tax twice.

ZZP insurance in the Netherlands: How can freelancers protect their income?
Learn how freelancers (ZZP) in the Netherlands can protect their income with insurance. Discover key types, how they work, and when to take them out.

Working with UK clients from Spain: A freelancer's guide
Living in Spain does not mean giving up your UK clients, but it does change your tax, social security, and invoicing obligations. Here’s how to keep working across borders legally and choose a structure that avoids unnecessary admin.

Mobility: Working Remotely from Another Country And Keeping Customers
Freelancers now have the opportunity to move abroad while keeping clients their clients. Want to know more?

Working Hours in the Netherlands 2025 – Rules, Limits and Overtime
Learn how working hours are regulated in the Netherlands in 2025. Discover legal limits, overtime rules, and standard full-time and part-time schedules.

Understanding Working Hours in Italy and Overtime Laws
Discover how working hours in Italy are structured in 2025, including legal limits, overtime rules, and employee rights under Italian labor laws.

Worker Misclassification Rules in the Netherlands: What Freelancers Need to Know
Dutch misclassification laws tighten in 2025. Avoid fines & secure your freelance status. Learn key risks, compliance tips, and how Hightekers can help.

Work permits for consultants in Switzerland: the full guide
Discover how consultants can work in Switzerland legally with the right permits. Learn how Hightekers simplifies Swiss compliance and invoicing.